Learning English site:

out of pocket expense : (금융, 증권) 부대비용

I'm sorry for my late reply: 답장이 늦어서 죄송합니다.
I'm sorry to bother you: 귀찮게 해서 죄송합니다.
Please make sure that ~ : 확인 좀 해 주세요.

Abbreviation for chat:
IMHO : In my humble opinion 제 소견으로는
AYT: Are you there 거기 있어요?
POS: Parent over shoulder 부모님이 뒤에 계시다.
B/F : boyfriend 남자친구
G/F : girlfriend 여자친구
CYA : See ya. 또 봅시다
DTS : Don"t think so. 그렇게 생각하지 마세요
IKWUM : I know what you mean. 무슨 뜻인지 압니다
WAYF : Where are you from? 어디 출신이지요?
DIKU : Do I know you? 제가 아는 분입니까?

Abbreviation for Technology:
VCaaS: Video Conferencing as a Service
UCaaS: Unified Communications as a Service

Abbreviation for Project:
EAC (Estimate at Complete) – When you first setup a project, the EAC will match the original budget.  But, unforeseen events can result in cost overruns, overtime and other expenditures that would not be included in the original budget.  Sometimes, these additional costs can be billed to a client, which means the original revenue budget may also be different.  By maintaining the EAC you can keep original budget to what was initially approved.  For some companies the EAC budget will equal the original budget with any approved budget changes (i.e. Project Change Orders).
ETC (Estimate to Complete) – This simply represents the difference between the EAC and the project-to-date amounts (and any committed amounts).
FAC (Forecast at Completion) – A project’s original budget and the EAC is likely to be maintained by a project accountant.  But the FAC would be supplied by project managers.  While an EAC would be based more on monetary expenditures, the FAC would represent more real world terms, like the number of hours to complete the project or task and often without any regard to change orders.
FTC (Forecast to Complete) – This is the difference between the FAC and the project-to-date amounts (and any committed amounts).

Core skills for business - Meeting: Question & Answer

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